WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a mortgage from ALEXIS CAMERON NICHOLS, AND JAMES MATTHEW NICHOLS, WIFE AND HUSBAND AS JOINT TENANTS WITH RIGHT OF SURVIVORSHIP to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS MORTGAGEE, AS NOMINEE FOR LEADERONE FINANCIAL CORPORATION, on the 26th day of July, 2022, said mortgage recorded in the Office of the Judge of Probate of Marion County, Alabama, on August 5, 2022, in Deed/Mortgage Book 2022, Page 10847, Marion County, Alabama Records, said Mortgage having subsequently been transferred and assigned to WILMINGTON SAVINGS FUND SOCIETY, FSB NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR GWST TRUST 2020-1, by instrument recorded in the aforesaid Probate Office; notice is hereby given that the undersigned WILMINGTON SAVINGS FUND SOCIETY, FSB NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR GWST TRUST 2020-1, as Mortgagee/Transferee, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash on the West Side of the Marion County Courthouse, 132 Military Street South, Hamilton, AL 35570 in Hamilton, Marion County, Alabama, on January 4, 2024, during the legal hours of sale, all of its right, title, and interest in and to the following described real estate, situated in Marion County, Alabama, to-wit:
BEGIN AT THE SOUTHWEST CORNER OF SW ¼ OF SE ¼ OF SECTION 20 , TOWNSHIP 10 SOUTH, RANGE 14 WEST, MARION COUNTY, ALABAMA, THENCE S 89° 45` W ALONG THE SOUTH BOUNDARY LINE OF SAID SECTION 20 A DISTANCE OF 22.7 FEET TO EAST BOUNDARY LINE OF LOT NUMBER 7, BLOCK "A" OF THE WESTERN HEIGHT SUBDIVISION AS RECORDED IN THE PROBATE RECORDS OF MARION COUNTY, ALABAMA, IN MAP BOOK 2, PAGE 16; THENCE S 01° 29` E ALONG THE EAST BOUNDARY LINE OF SAID LOT NUMBER 7 A DISTANCE OF 108.43 FEET TO THE SOUTHEAST CORNER OF SAID LOT, WHICH SAID CORNER IS SITUATED ON THE NORTHERLY RIGHT-OF-WAY OF CITY OF HAMILTON PAVED STREET; THENCE N 87° 41` E A DISTANCE OF 46.53 FEET TO THE INTERSECTION OF THE NORTHERLY RIGHT-OF-WAY OF THE ABOVE STREET WITH THE SOUTHEASTERLY RIGHT-OF-WAY OF A SECOND CITY OF HAMILTON PAVED STREET; THENCE N 28° 10` E ALONG THE SOUTHEASTERLY RIGHT-OF-WAY OF THE SECOND MENTIONED STREET A DISTANCE OF 103 .93 FEET TO A P.I. POINT; THENCE N 33°38` E A DISTANCE OF 10.97 FEET TO THE POINT OF BEGINNING OF THE LAND HEREIN DESCRIBED; THENCE N 33° 38` E CONTINUING ALONG SAID SECOND MENTIONED STREET A DISTANCE OF 233.3 FEET; THENCE S 09° 35` E A DISTANCE OF 149.88 FEET; THENCE S 15° 26` W A DISTANCE OF 51.14 FEET; THENCE N 88° 50` W A DISTANCE OF 140.6 FEET TO THE POINT OF BEGINNING, LYING AND BEING SITUATED IN SW ¼ SE ¼ SECTION 20, TOWNSHIP 10 SOUTH, RANGE 14 WEST, MARION COUNTY, ALABAMA.
Said legal description being controlling, however the property is more commonly known as 275 CHIPPEWA DR, HAMILTON, AL 35570.
Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process.
This property will be sold on an “as is, where is” basis, subject to any easements, encumbrances, and exceptions reflected in the mortgage and those contained in the records of the Office of the Judge of Probate in the county where the above-described property is situated. This property will be sold subject to the right of redemption of all parties entitled thereto and subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable). This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure. The Mortgagee/Transferee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and the indebtedness secured by the real estate. This sale is subject to postponement or cancellation.
WILMINGTON SAVINGS FUND SOCIETY, FSB NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR GWST TRUST 2020-1, Mortgagee/Transferee
THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Rubin Lublin, LLC, Attorney for Mortgagee/Transferee
11 N. Water Street, Suite 10290, Mobile, AL 36602
Telephone Number: (877) 813-0992 Case No. PHL-23-04872-1
Ad Run Dates: 11/15/2023, 11/22/2023, 11/29/2023